What is HToken?

HToken serves as a simple incentive system within our P2P investment platform. Earn HToken rewards by actively engaging in HAP2PY, such as referring friends. Redeem HToken for exclusive benefits, discounts, or seamless transactions across our P2P financing platform.

How to Earn HToken?

Earn HToken effortlessly with our referral program focused on P2P financing. Refer new users to our platform, and when they invest in any package, you’ll receive 1 HToken. It’s a simple and rewarding process! Invite friends, family, and colleagues now to reap the benefits of this fantastic bonus program. The more referrals, the more HToken you’ll earn!


The accumulated HToken can be used to participate in lucky draws for incredible rewards, including:

Deduct Tenure

Accelerate your investment rewards! Get lucky with a chance to deduct a portion of your investment tenure, enjoying the benefits sooner than expected. You could redeem up to 50 days of tenure deduction, bringing your rewards closer! Fast-track your investment success now.

Interest Rate Boost

Aim for higher earnings! Lucky winners will experience an exciting interest rate boost on their investments. You can redeem an interest boost ranging from 1% to an impressive 15%. Don’t miss out on this chance to maximize your returns!

Free Insurance Protection

Investment Securities for Peace of Mind! HToken provides free insurance protection for lucky winners, offering up to 5 layers of security during unforeseen events. Embrace this safety net and indulge in worry-free investing!